EPFO 3.0 is a major platform upgrade by the EPFO that introduces cutting-edge digital features, faster claim processing, fraud prevention mechanisms, and enhanced user convenience. It builds upon the older systems by eliminating delays, simplifying access, and offering greater transparency in how PF funds are managed and withdrawn. Key Features of EPFO 3.0 Real-Time Claim … Read more
If you haven’t received your $1,400 stimulus payment yet, 2025 may be your absolute last chance to claim it. With rising inflation and cost of living pressures, every dollar matters—especially for low-income families and seniors. The IRS has issued a final call for unclaimed stimulus payments under the 2021 American Rescue Plan. And while there … Read more
The Government of India is once again aiming to transform the housing sector through its flagship scheme, PM Awaas Yojana 2025. If you’ve ever dreamed of owning a pucca house but lacked the financial means, this scheme might just be your golden ticket. With the goal of “Housing for All by 2025,” this scheme offers … Read more
In a bold move to rein in the rapidly expanding personal loan segment, the Reserve Bank of India (RBI) has introduced sweeping regulatory reforms set to take full effect in 2025. These new RBI rules are aimed at tightening unsecured lending, preventing over-leveraging, and safeguarding borrower interests in India’s ever-evolving financial landscape. If you’re planning … Read more
As India marches deeper into a digitally driven economy, the Reserve Bank of India (RBI) has introduced sweeping new guidelines that will transform the way citizens and businesses handle cash. If you’ve ever deposited or withdrawn a significant amount of money, paid cash for property, or run a cash-heavy business, the RBI new rule for … Read more
In a major win for lakhs of retired employees across India, the long-standing demand for a hike in the EPS-95 pension scheme has finally seen action. In 2025, the Supreme Court of India has mandated a substantial revision of the pension structure under the Employees’ Pension Scheme (EPS) 1995. Eligible pensioners under the EPS-95 pension … Read more
If you’ve spent your life working hard and contributing to your Employees’ Provident Fund (EPF), you may assume your pension will automatically begin once you retire. But EPFO pension rules in 2025 have changed, and if you’re not updated, you could miss out on the pension payments you rightfully deserve. That’s right—your pension won’t start … Read more
As India forges ahead into 2025, the E-Shram Card initiative remains a cornerstone of social security for the country’s vast unorganized workforce. Managed by the Ministry of Labour and Employment, this program is not just about registration—it’s about empowering more than 32 crore workers with direct financial aid, accident insurance, pension benefits, and employment support. … Read more
India’s central government employees have a reason to celebrate, as the highly anticipated 8th Pay Commission is finally moving forward. With over one crore employees and pensioners waiting in the wings, the announcement has ignited discussions nationwide—particularly because the new commission could bring the biggest salary hike in decades. In this post, we’ll break down … Read more
Are you a senior citizen looking for a safe, reliable investment that delivers both peace of mind and high returns? The newly launched FD Scheme for Senior Citizens in 2025 is quickly gaining popularity for all the right reasons — offering a guaranteed return of ₹44,000 on a ₹1 lakh deposit. Designed specifically for individuals … Read more