In a bold move to rein in the rapidly expanding personal loan segment, the Reserve Bank of India (RBI) has introduced sweeping regulatory reforms set to take full effect in 2025. These new RBI rules are aimed at tightening unsecured lending, preventing over-leveraging, and safeguarding borrower interests in India’s ever-evolving financial landscape. If you’re planning … Read more
As India marches deeper into a digitally driven economy, the Reserve Bank of India (RBI) has introduced sweeping new guidelines that will transform the way citizens and businesses handle cash. If you’ve ever deposited or withdrawn a significant amount of money, paid cash for property, or run a cash-heavy business, the RBI new rule for … Read more
In a major win for lakhs of retired employees across India, the long-standing demand for a hike in the EPS-95 pension scheme has finally seen action. In 2025, the Supreme Court of India has mandated a substantial revision of the pension structure under the Employees’ Pension Scheme (EPS) 1995. Eligible pensioners under the EPS-95 pension … Read more
If you’ve spent your life working hard and contributing to your Employees’ Provident Fund (EPF), you may assume your pension will automatically begin once you retire. But EPFO pension rules in 2025 have changed, and if you’re not updated, you could miss out on the pension payments you rightfully deserve. That’s right—your pension won’t start … Read more
As India forges ahead into 2025, the E-Shram Card initiative remains a cornerstone of social security for the country’s vast unorganized workforce. Managed by the Ministry of Labour and Employment, this program is not just about registration—it’s about empowering more than 32 crore workers with direct financial aid, accident insurance, pension benefits, and employment support. … Read more
India’s central government employees have a reason to celebrate, as the highly anticipated 8th Pay Commission is finally moving forward. With over one crore employees and pensioners waiting in the wings, the announcement has ignited discussions nationwide—particularly because the new commission could bring the biggest salary hike in decades. In this post, we’ll break down … Read more
Are you a senior citizen looking for a safe, reliable investment that delivers both peace of mind and high returns? The newly launched FD Scheme for Senior Citizens in 2025 is quickly gaining popularity for all the right reasons — offering a guaranteed return of ₹44,000 on a ₹1 lakh deposit. Designed specifically for individuals … Read more
In a bold move to boost economic growth and counter easing inflation, the Reserve Bank of India (RBI) has slashed the policy repo rate to 5.50% as of June 6, 2025. Dubbed the “RBI Repo Rate 2025 Rule,” this new benchmark signals a critical shift in monetary policy that affects millions of Indians—especially homebuyers, investors, … Read more
If you’ve ever struggled with the complex process of withdrawing your EPF (Employees’ Provident Fund) balance, 2025 brings you some much-needed relief! The EPF Withdrawal Rules 2025 have been overhauled by the Employees’ Provident Fund Organisation (EPFO), introducing streamlined processes, faster disbursements, and new eligibility norms that every salaried employee in India must know. Whether … Read more
Is a £2,950 payout coming for millions of women in the UK? If you’ve seen headlines about the WASPI campaign and the government’s state pension compensation controversy, you’re probably wondering what’s real, what’s speculation—and what’s next. This detailed explainer dives into the latest updates on the Women Against State Pension Inequality (WASPI) campaign, the £2,950 … Read more